About us

SWAPX cards

SWAPX aims to become the best value travel money service anywhere.

Our mission is to make travel money free by creating our own exchange - fuelled with currency which is swapped online and on mobile, peer-to-peer, from one traveller to another.

Whilst we are spreading the word and building the community at SWAPX, there will be some charges to use your account and card. These fees are explained in our Help Center. Quite simply, the more of us we get swapping currency instead of buying currency, the quicker those charges will come down, and the quicker we will achieve our mission.

SWAPX represents a much fairer and more straightforward alternative to the financial institutions of the past - giving travellers a better deal and a more rewarding experience. We believe this approach gives our community a unique opportunity to be part of something very special indeed.

Our Team

Simon Miles Founder and CEO

Hello, and thanks for visiting us.

Our mission is to change the way we obtain foreign currency for our travels, and to change the whole philosophy around connecting travellers globally, from insular travelling bubbles - to a complete community exchange.

I have worked in the Global Payments and Foreign Exchange industry for over 20 years, playing a part in establishing the commercial foreign exchange broker model as a credible alternative to the banking sector. With a CV that spans small independent Brokers to large multi-national corporations, it was this journey that led me to think of creating SWAPX.

I had thought for a long time, why do we have to get bad exchange rates when we travel?

Since 1996 I have worked directly in the retail space for deliverable FX. Acting on behalf of both FTSE 250 organisations and private clients buying their dream home abroad. This experience means that I understand exactly how to make the financial transaction as seamless and secure as possible. Couple this with a simple and practical user interface and you have the perfect combination.

Once I had sketched out the blueprints for creating a platform where travellers could connect, share ideas, SWAP currency instead of buying it, SWAPX took shape pretty quickly.



Richard Ney Chief Technology Officer

Coming from a C++ development background, Richard has over 20 years experience in managing software delivery within capital markets.

In 2006 Richard co-founded a financial exchange technology start-up whose software was used by a major investment bank and large hedge funds as an internal stock exchange and trading platform.

Since then Richard has been acting as a Development Manager, Head of Development or CTO for small and medium size companies, managing team ranging from 5 to 100 people.

Richard has delivered projects for well known organisations - including the London Stock Exchange, the London Metal Exchange, JP Morgan, HSBC, Deutsche Bank, Barclays and Thomson Reuters -, and has more recently acted as a startup technical advisor for Deloitte Ventures.


Alan Whiteley Investment Director/ In-House Legal Councel

Alan is a senior corporate lawyer by profession who has overseen some of the larger and more high profile transactions in Wales during his career. He was Evershed’s youngest ever national partner, a position he held for nine years before he left in 1998 to become a partner in a corporate finance firm within which he was involved in fundraising and project managing complex and multi-disciplinary assignments. This included overseeing the financing and redevelopment of the Cardiff City Stadium and its subsequent sale to overseas investors. As a result of that he was subsequently approached to become CEO of Cardiff City during one of the most successful periods in its history, including appearing at the Wembley final of the Carling Cup and achieving promotion to the premiership. He now runs his own corporate consultancy firm and undertakes a number of non-executive and investor positions in a diversified range of businesses. This includes working as a non-executive for the four Welsh professional rugby regions where he managed the sale of the Dragons franchise to the Welsh Rugby Union and for TVS Education Limited, a company working with professional sports clubs in the education sector.

Doug Lee Financial Director

Doug Lee was educated at Imperial College, University of London before qualifying in 1991 as a Chartered Accountant with Coopers & Lybrand, subsequently PwC. Doug stayed with PwC until 2000 where he specialised in acquisitions, disposals, and corporate transaction work.

In 2000 he joined Celtic Energy Limited, a UK based private equity-backed mining company. Following his appointment to the Board as Finance Director he was part of a three-man management buyout of the business, which then subsequently realised their stake through a trade sale of the business.

Doug joined Cardiff City Football Club as Finance Director in May 2010, as part of the restructuring of the club’s management team, at the time of the investment in the club by a consortium of Malaysian investors. Doug undertook the FD role at the club until November 2012, providing the financial management & control during the club’s transition from a club on the verge of administration, to one of growth, financial stability, & on-pitch success.

Andrew Knox Investment Director

Andrew is an international Chairman, CEO and non-Executive Director/Consultant, specialising in the Finance/FinTech, Media, Marketing and Technology sectors.

He has been a Founder and Director of IBM’s pan-european Venture Capital arm, and has had european and global leadership roles for IBM Sales, Marketing and Business Development teams in the Paris, New York and London locations.

Andrew has consulted and led various fund-raisings and acquisitions for both start-ups and listed companies, including the $100M acquisition of a technology Contact Centre, and various multi-million PE rounds, as well as assisting a travel company from start up to £10M+ revenues without recourse to outside investment or debt.

He has Chaired a variety of corporate turnarounds, advised the Family Office Principals of an international Private Bank, as well as establishing and running several B2B online marketplaces, and includes 2 Virtual Reality company IPO’s on the London Stock Exchange amongst his past successes.

Andrew serves on the Advisory Board of several not-for-profit organisations: notably; “Young Davos” – One Young World (and its Social Business Accelerator)

Robert Davies Non-Executive Chairman

Aged 64, Robert is a Chartered Accountant and a member of Institute of Taxation. He is a major shareholder of Ospreys Rugby and until recently Swansea City Football Club.

After qualifying in 1978 he was a founder of Liberty Properties which developed the stadium where both these rugby and soccer clubs now play and which is named after the property company he founded Liberty Properties, a property investment,development and construction group from which he retired in 2003.

For 19 years to 2008 Robert was a non executive director of various NHS bodies in Wales in either a Chairman or Vice Chairman capacity. In this time he was directly accountable to Government for the health of a population of 1m and annual financial accountability of £1billion+. He also Chaired the all Wales review of IM+T.

Robert has been involved in many other Companies in Finance, Healthcare and Security Software, and Property, in the UK, Europe and the Americas. He currently resides in Monaco.

The SWAPX team are here to help

If you want to find out more, please don't hesitate to give us a call.
Alternatively, please send us an email at the address below and we'll get back to you as soon as we can.


By email



By phone

+44 (0) 20 3422 2223

We are open 9am - 6pm
5 days a week

Outside of hours please email  support@swapx.co.uk


In writing


3, New Mill Court